Privacy Policy

Privacy/Terms/Advertiser Disclosure

FTC Disclosure

This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on certain links posted on this website.

Advertiser Disclosure

Some links to credit cards, banks, and other products on this site will earn an affiliate commission, and this site has a financial relationship with several credit card issuing banks, financial institutions, and other services.

Editorial Disclosure

The editorial content on this site is not provided by any bank, credit card issuer, brokerage firm, or retailer, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, brokerage firm, or retailer, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

User Generated Content Disclosure

The responses below articles on this website are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Privacy Policy

All products and services listed on this site are the property of the providers/manufacturers and are the full responsibility of the providers/manufactures. We do not guarantee any products or services. We only provide a resource for information on these products and services.

All content on this site is the property of honesttalks.com. No part of this website nor any content within this website can be redirected, rewritten, or reused somewhere else without express permission. All information provided is strictly for educational purposes and we in no way endorse any of the products that we provide information regarding.

Any information gathered from users of this site by their own submission is strictly confidential and will never be sold or used for promotional purposes and it may not be used for promotional purposes by others. honesttalks.com does not gather our users’ information or download any tracking devices onto their computers in any way while they are visiting our website.

Terms and Conditions

Online users may use the information provided on honesttalks.com for educational purposes only and in no way may seek to profit through the sale or distribution of this information. Online users may not publish any of the information found within honesttalks.com on any other website or publication.

Log Files

As with most other websites, we collect and use the data contained in log files. The information in the log files includes your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons

We do use cookies to store information, such as your personal preferences when you visit our site. This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on honesttalks.com to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing Wisconsin real estate ads to someone in Wisconsin, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).

You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

Deleting cookies does not mean you are permanently opted out of any advertising program. Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.

DoubleClick DART Cookies

We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements). This cookie is used to serve ads specific to you and your interests (“interest based targeting”). The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Wisconsin, you may see Wisconsin hotel advertisements when viewing a non-related site, such as on a site about hockey). DART uses “non personally identifiable information”. It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers. You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx

Interest-Based Advertising

Certain advertisers such as Google Adsense on our website may use “interest-based advertising” that allows advertisers to show ads based on a user’s previous interactions with them, such as visits to advertiser website and also to reach users based on their interests (e.g., “sports enthusiast”). To develop interest categories, advertisers will recognize the types of web pages users visit throughout the Google content network. As an example, if you visit a number of sports pages, Google Adsense will add you to the “sports enthusiast” interest category.

Advertising Disclaimer

honesttalks.com has financial relationships with some of the cards mentioned here, and honesttalks.com may be compensated if consumers choose to apply for these links in our content and ultimately sign up for them.

Product/Service Disclaimer

honesttalks.com in no way endorses any of the products, services, or institutions we provide information for and does not accept responsibility for any financial or other problems that arise from the use of our directory. All products, services, and institutions are the sole responsibility of the provider and any problems should be directed to them. The information provided on this website is for educational and entertainment purposes only, and honesttalks.com does not guarantee, accept responsibility for, or provide compensation for any products or services that are covered within this website which do not provide their promotions as stated or as a result of having become expired, due to the volatile nature of such promotions.

Use of Images

honesttalks.com claims no credit for any images posted on this site unless otherwise noted. Images on this blog are copyrighted to its respectful owners. If there is an image appearing on this blog that belongs to you and you do not wish for it to appear on this site, please email info@honesttalks.com with a link to said image and it will be promptly removed.